# Insurance Users can use DIVA Protocol to create a wide range of insurance products. In an insurance, the insurance taker is paying a fee to transfer unwanted risks. The party accepting those risks in return for a fee payment is referred to as insurance seller. As opposed to betting, in an insurance the two parties involved have a preference for the same outcome (e.g., the house doesn't burn down). This section gives a few examples of insurance products that can be created using DIVA Protocol. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.divaprotocol.io/use-cases/insurance.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.