> For the complete documentation index, see [llms.txt](https://docs.divaprotocol.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.divaprotocol.io/use-cases/insurance.md).

# Insurance

Users can use DIVA Protocol to create a wide range of insurance products. In an insurance, the insurance taker is paying a fee to transfer unwanted risks. The party accepting those risks in return for a fee payment is referred to as insurance seller. As opposed to betting, in an insurance the two parties involved have a preference for the same outcome (e.g., the house doesn't burn down). 

This section gives a few examples of insurance products that can be created using DIVA Protocol.